I wear a shirt that says "Future Millionaire" on it to work somedays. I always get a few comments. After I become a millionaire, I will change the 'm' to a 'b.' After reading The Millionaire Next Door, I realized that it didn't really matter how much money you make - it is more about how you manage the money that you have. The number one trait that millionaires have in common is that they are frugal. For example, going to the library to rent movies instead of to Blockbuster. Or cutting your own hair instead of going to a barber. Here are some other tips.